FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Mortgage lending often involves more than a standard transaction. Land, second homes, construction financing, rural properties, and complex income structures necessitate lenders who think independently and know the region intimately. Tanager customers work with mortgage lenders whose experience, local knowledge, and relationship mindset create a more personal lending experience.
LOCAL DECISION
MAKING
Your mortgage is reviewed and approved right here in Wyoming — not at some distant corporate headquarters. Faster answers, better understanding of local markets.
PERSONALIZED SERVICES
Customers work with a dedicated lending contact throughout the mortgage process, creating clearer communication from application to funding.
COMPETITIVE RATES
We offer rates that compete with the big national lenders — without the impersonal experience. Your rate is backed by a century of community trust.
FLEXIBLE PROGRAMS
From first-time buyer programs to VA and USDA loans, we’ll match you with the right mortgage product for your unique situation.
FAST, LOCAL PROCESSING
Because decisions happen locally, your loan moves faster. No waiting on distant underwriters or navigating automated phone trees.
FIXED-RATE MORTGAGEs
When you have a predictable monthly payment for the life of your loan, that helps with planning and budgeting.
FEATURES
ADJUSTABLE-RATE MORTGAGEs
An Adjustable-Rate Mortgage (ARM) may offer a lower initial rate option that is fixed for a period of time. We have a variety of ARM programs available to meet your needs.
FEATURES
FHA LOANS
FEATURES
VA LOANS
Honoring those who served. VA loans offer eligible veterans and active-duty service members zero-down payment financing and competitive rates.
FEATURES
USDA
For homes in a designated rural area, the USDA Guaranteed Rural Housing program expands access to homeownership with no down payment requirements for low to moderate income households.
FEATURES
Jumbo Loans
Allows you to finance higher-priced residences with a loan that exceeds conventional loan limits. These loans have flexible structures and competitive rate options.
FEATURES
INITIAL CONSULTATION
Meet with a Tanager mortgage specialist — in person or by phone. We’ll discuss your goals, budget, and the type of home you’re looking for.
PRE-APPROVAL
Get pre-approved so you know exactly what you can afford. A pre-approval letter shows sellers you’re serious and strengthens your offer.
APPLICATION & PROCESSING
Submit your full application with supporting documents. Our local underwriting team reviews everything quickly — no out-of-state delays.
APPRAISAL & APPROVAL
We order a home appraisal and finalize your approval. Our team keeps you updated every step of the way — no radio silence.
CLOSING & KEYS
Sign the papers, get the keys, and move into your new Wyoming home. We’ll celebrate with you — because your milestone is ours too.
Whether you’re buying, building, or refinancing, our mortgage
specialists are ready to help. Schedule a meeting at any Tanager
branch or reach out to start the conversation today.
CHECKING & SAVINGS
Our personal banking lineup includes accounts for Everyday Checking, Interest Checking, Saving, Money Market. Customers benefit from mobile banking, online Bill Pay, eStatements, MoneyPass ATM access, and enhanced digital banking services to make managing your financial life easier.
Business Lending
Tanager’s lending team knows the demands associated with commercial real estate, land acquisitions, equipment financing, ranch operations, hospitality, construction, and multi-entity ownership structures in the West. Explore our construction, land, or Home Equity Line of Credit (HELOC) options now.